Insights
All articles are for educational purposes only and written personally by William Reynolds. Should you have a topic that you would like me to discuss, please reach out!
Insights
All articles are for educational purposes only and written personally by William Reynolds. Should you have a topic that you would like me to discuss, please reach out!
Annuity Income Riders: To Win, You Must Lose
I’ve been getting many questions lately about the guaranteed income that some annuities offer and how they work, so I figured I would write an explanatory article as it can be quite confusing. At...
Financial Crisis Crash Versus Today
I have received multiple phone calls and emails from concerned clients regarding the bear market we find ourselves in. A ‘bear market’ is defined as a loss greater than 20%. Many people are...
Investing in GME or Getting Gamed?
Last week was a historic moment in the stock market and the repercussions are still being felt today. For those that haven’t been aware, the beleaguered retailer, GameStop (ticker GME), went from a...
It Will Come Back…
“It will come back” is a phrase I have heard many times during my 21+ years as a Wealth Manager. I am referring to people who own a stock that has fallen substantially in value and they don’t want...
Is Your Pension Safe?
Pensions are getting rare, but several of my clients have them and it is important to know how safe they are and if you can rely on the income for the future. The basics of a pension are quite...
Tax Changes That Affect Retirement
The recent tax bill known as the Tax Cuts and Jobs Act has not only slashed corporate tax rates and attempted to put more money in the pockets of working Americans, but has also made some big...
What is Bitcoin?
I’ve had two people recently ask me questions about bitcoin in casual conversation when I said I was a Wealth Manager. And I’ve seen numerous news articles on the subject as well as discussions...
Saving Versus Living
This month’s blog will be personal as I’ve seen and heard so many stories being a financial advisor for 18 years regarding how to balance saving versus living. I’ve seen people that chose to “live...
Credit Card Rewards Programs
This holiday season had me thinking about credit card rewards programs and how beneficial they can be. As I waited in line at a department store watching several people go through the line paying...
Why Receiving a Tax Refund is BAD
After reading this article I feel you will be smarter than 95% of all Americans because you will realize why receiving a tax refund is BAD. I believe that people completely misunderstand what a tax...