Insights

All articles are for educational purposes only and written personally by William Reynolds. Should you have a topic that you would like me to discuss, please reach out!

Insights

All articles are for educational purposes only and written personally by William Reynolds. Should you have a topic that you would like me to discuss, please reach out!

Teaching Kids About Money

Teaching Kids About Money

Being a father to two young ladies and the fact that I am a financial advisor has really made me think about how to teach my kids about money. I feel the educational system is far behind in this...

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There Is No “Magic Method”

There Is No “Magic Method”

I recently had a conversation with someone in my service club about investing and it sparked a lively discussion when he learned I was a professional financial advisor. He was very excited to tell...

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Why Invest in a 401(k)?

Why Invest in a 401(k)?

When I do a financial plan for a new client, part of what I analyze is investment structure. Typically, I see the grand majority of an individuals or families wealth in tax deferred accounts, such...

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How To Build Up Your Credit Score

How To Build Up Your Credit Score

I got asked recently how to build up your credit score, especially when it comes to a young adult trying to build credit. Your credit score is important because the higher it is, the lower risk you...

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Pay Extra on Your Mortgage or Not?

Pay Extra on Your Mortgage or Not?

This month I tackle a very common question that I receive from my clients. The question of paying down your mortgage by making extra principal payments or putting the extra money towards investing....

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Possible Impacts of Trump’s Tax Plan

Possible Impacts of Trump’s Tax Plan

I have gotten several questions from my clients in regards to the possible impacts of Trump’s tax plan.  All we have to go on right now is speculation, but I thought I would go through some of the...

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Are Stocks Cheap or Expensive?

Are Stocks Cheap or Expensive?

When it comes to the stock market, there can be long periods where stocks will be overpriced or underpriced.  There are several metrics professionals use to determine if stocks are cheap or...

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Why “Average” Returns are Misleading

Why “Average” Returns are Misleading

I remember back when I started my career and I was taught to focus on explaining to clients the ‘long term average return” of the stock market. The idea was to get clients to think long term and how...

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The Most Impactful Gift to Your Child

The Most Impactful Gift to Your Child

Want to know what is the most impactful gift you can give your child? A Roth IRA when they are young!  Before I get into specifics, let me give you a little background. I’ve been volunteering as a...

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